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Rocco -- good personal financers would be lying if they said they hadn't considered what could come in the future. Nobody said anything about counting down the days until receiving it or relying on it. Good response article.

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Adam J. Cheshier

Documenting obscure pockets of the world across long-distance overland expeditions. Recently celebrated 7 years of nomadism. https://linktr.ee/adam.cheshier