Mike -- Thanks again for your thoughtful comment. I'll have to check out Alchemix. Have heard of it before but I'm usually not one to dive into various protocols until someone walks me through it. Same goes for bETH on Anchor. I'm a pretty simple person. Once this stuff starts getting too complex, I usually wait until someone can explain it in Simpleton terms. Though, I'd love your bookmarked tweet. Sounds like a very appealing idea given I'm HODLing ETH.