Jonathan -- I understand what you're saying. However, just as a working man (woman) can get a second job in times of trouble, a FIRE follower can always go back to work. Of course, it might not be in a high-paying career after the work gap, but that's the chance you take, I guess.

Recently celebrated 5 years of nomadism. On a mission to Financial Freedom. Get smarter in Travel & Personal Finance: https://linktr.ee/adam.cheshier