Hey, Stela ! Thanks for stopping by. Right now, I get a consistent 8.6% interest on stable coins in the crypto market. That’s the most reliable return I get. Just like a bond! Check out BlockFi for more information. In the stock market, 6–7% is average, right? So, what’s another percent to make my point ;)

I feel you on the ‘spending on crap’ regret. Making money is hard, but saving it can be infinitely more difficult. The good thing is you’ve learned from those times.