Get to know me a little better. . .

What do you want to read?- Start Here
- Travel / Digital Nomads
Personal Finance / FIRE
Freelance / Side Hustles
FREE 5-Module Medium Course** Click for business inquiries or my newsletter.**

Hi, I’m Adam.

I’ve been on the move for . . . a while.

When I was 20, I remember reading a story about a guy who quit his job, got rid of his stuff, packed two saddlebags of necessities, and took off on his bicycle to the other side of the planet.

He rode from Oregon to Patagonia — almost 7,000 miles…

How Orion will become the stablecoin banking platform of the future.

Right now, stablecoins are all the rage in crypto. With their sudden uptick in market cap, stablecoins are making big headlines in mainstream economics. Although, nobody is really surprised. In a bear market, stablecoins serve as a safety net, so there is no wonder there is a lot of buzz surrounding them.

In its current state, the stablecoin market is kind of a mess. There are more than a few big-time players in the stablecoin race: USDT, USDC, DAI, UST, BUSD. That is not a bad thing — if anything, competition in crypto is good at this stage in the…

A look at how UST can dig its footing in an emerging market.

Much of the stablecoin market in today’s digital currency economy is owned by cryptocurrency investors looking to reduce exposure in highly volatile markets.

In the future, stablecoins are projected to reach much further than middle-to-upper-class investors. After all, one of the main benefits of blockchain technology is its ability to breed a fairer economy — or financial inclusion.

Connecting decentralized technology to people all over the world is one of Terraform Labs’ main goals. In the crypto space, people like to call it mass adoption. However, what really is mass adoption?

Looking at this new wave of decentralization from a…

What’s to like and what I hope improves.

Alright, LUNAtics. If you haven’t heard, there is new insurance coverage on the block(chain). So far, we have looked at two other contract covers and one de-peg cover in Nexus Mutual, InsurAce, and Unslashed. Our options, as Anchor Protocol users, are adding up.

In this article, we will highlight the newest option available: Bridge Mutual, which announced last week they would help Anchor users earn protected yields at the lowest rate offered thus far.

But I wondered whether or not the low cost meant we, as users, sacrificed coverage. Let’s dive in and find out.

Anchor Insurance Coverage Live on Bridge Mutual

Upon the first impression, Bridge…

How CHAI is leading Terra to the moon.

In today’s world pushing toward a crypto economy, there remains a wide gap between the blockchain industry and the mainstream economy. For the most part, digital assets have grown popular as speculative bets and not much more than that. Their utility and widespread adoption are still far-reaching.

Largely, this is because blockchain developers continue to build ideas for those already heavily engaged with cryptocurrencies. Products that benefit digital asset investors but not the everyday consumer. …

A deep dive into crypto’s largest algo stablecoin.

Algorithmic stablecoins are a relatively new concept in the world of cryptocurrencies. Gone are the days that stability in the markets has to be backed by collateral. Instead, a new category of stablecoins has risen in demand; non-collateralized stablecoins.

Algorithmic stablecoins are exactly as it sounds — stablecoins that rely on the algorithm or mechanisms of the blockchain. In this article, we will be taking a look at the mechanics of the algo stablecoin UST. TerraUSD is the largest algorithmic stablecoin on the market. …

This coin is aiming to do away with the need for collateral.

In light of a few publications recently forgetting about the stablecoin with the highest market cap, I’ve decided to break down why UST will be the future of stablecoins.

This week, CoinTelegraph published an article that blatantly disrespects the progress Terra has made with UST as the top algorithmic stablecoin on the market.

In highlighting other (much smaller) algorithmic stablecoins like RAI, FRAX, and FEI, they have many people questioning the legitimacy of the article. Seriously, check the replies to this tweet.

And why they’re important to a decentralized world.

Decentralized Finance — or DeFi for short — has basically flipped everything we know about finance on its head. It has brought about a level of openness and fairness that we never considered.

To understand just how game-changing blockchain technology and a decentralized system for finances can be, one needs to look no further than synthetic assets. To take a closer look at what ‘synthetic asset’ means, we’ll peek in at the work Mirror Protocol is doing on the Terra network.

What is Mirror Protocol?

To define what Mirror is — straight from the protocol’s website:

“Mirror Protocol allows the creation of fungible assets…

To go to the moon, we first need security.

Recently, it was announced that one of my favorite blockchain protocols, Anchor, would be supported by a buffet of insurance policies that could together provide comprehensive coverage. We will get more into that later, including taking a look at my favorite cover option to date, but first I wanted to break down the importance of blockchain insurance.

Why is DeFi Insurance Important?

It keeps me up at night facing all the risks that exist in the world of DeFi. I justify the risk by trying to milk all the advantages of a decentralized system, but there are some threats that are almost impossible to quantify.

Terra’s next-level tokenomics are a launching pad.

The modern gold rush is upon us. This time, it will be for digital gold. In other words, Terra’s native token, LUNA.

As of writing this piece on the 28th of July, 2021, LUNA is valued on CoinGecko at $9.30. Perhaps, if you would have asked some LUNA die-hards two months ago, they would be disappointed in this price.

At the time, LUNA’s value was soaring in the range of $15–19 and we thought we might catch glimpse of a moon landing before the bears came. Unfortunately, this didn’t happen. …

Adam J. Cheshier

Recently celebrated 5 years of nomadism. On a mission to Financial Freedom. Get smarter in Travel & Personal Finance:

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store